For online sellers, Stripe is a stream of payouts, fees and refunds. An agent can read that activity and match each payout to the orders and charges inside it, so your books show gross sales, fees and net deposits separately.
That makes margin questions easier to answer. The forecast agent can use payout timing to project cash, which helps around seasonal peaks and stock buying. For a store with several payment methods, Stripe may be only one source. The agents can handle each source in the same way, so your books carry one consistent view of fees and net deposits. Your team can see, for any payout, which orders it covered and what was held back.
Reconciling payouts depends on clean order data. Make sure the store, Stripe and your accounting system agree on how an order is identified. Agreeing these points up front stops the same question being asked every month, and gives the agent clear rules to follow when a payout does not match.
Disputes and chargebacks need a person. The agent can flag them and gather the details, but the response is yours. It reads and records. It does not issue refunds or move funds. Measure it by the share of payouts matched without help and how quickly unmatched ones are explained.